🇦🇺 AU PayPal Fee Calculator
For PayPal merchants & consumers in Australia!
Up-to-date as of 16 Nov 2021
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How to calculate PayPal AU fees
PayPal is, without a doubt, one of the most popular digital wallets in Australia. Most online and brick-and-mortar shops accept PayPal payments through a wide range of products.
PayPal usually take a percentage out of the total transaction amount plus a fix fee. The rate and fix fee varies depending on the product the merchant enrolled in.
The standard commercial fee is 2.6% plus 30 per domestic transaction, while charities are being charged less, starting from 1.1% plus 30¢ per transaction.
For example, if a customer paid $100 for an order, PayPal will take ($100 x 0.026) + $0.30 = $2.90 and the merchant will receive $100 - $2.90 = $97.10
For a domestic charity transaction, PayPal will take a lower cut of ($100 x 0.011) + $0.30 = $1.40 and the nonprofit will receive $100 - $1.40 = $98.60
For PayPal consumers, buying something using PayPal is free as long as you use the same currency (AUD for AUD, etc). Sending and receiving money within Australia is free too.
For more information on PayPal fees, check out merchant fees page or consumer fees page.
PayPal merchant fees
Commercial transaction fees
This is the most common type of transaction for merchants. If you sell something through PayPal, it is usually considered a commerical transaction.
| Payment type | Domestic transactions | International transactions |
|---|---|---|
| Standard | 2.6% plus $0.30 | 3.6% plus $0.30 |
| QR code | $10.01 and above 0.9% plus $0.10 $10.00 and below 1.4% plus $0.05 |
$10.01 and above 1.9% plus $0.10 $10.00 and below 1.4% plus $0.05 |
Donation transaction fees
| Payment type | Domestic transactions | International transactions |
|---|---|---|
| Standard | 2.6% plus $0.30 | 3.6% plus $0.30 |
| QR code | $10.01 and above 0.9% plus $0.10 $10.00 and below 1.4% plus $0.05 |
$10.01 and above 1.9% plus $0.10 $10.00 and below 1.4% plus $0.05 |
Charity transaction fees
Non-profits enjoy further discount. Refer to PayPal's charity page for more details.
| Payment type | Domestic transactions | International transactions |
|---|---|---|
| Standard | 1.1% plus $0.30 | 2.1% plus $0.30 |
| QR code | $10.01 and above 0.9% plus $0.10 $10.00 and below 1.4% plus $0.05 |
$10.01 and above 1.9% plus $0.10 $10.00 and below 1.4% plus $0.05 |
PayPal Online Card Payment Services
| Payment type | Domestic transactions | International transactions |
|---|---|---|
| Advanced Credit and Debit Card Payments | 1.75% plus $0.30 | 3.6% plus $0.30 |
| Website Payments Pro – Hosted Solution | 1.75% plus $0.30 | 3.6% plus $0.30 |
| Virtual Terminal | 3.6% plus $0.30 | 4.6% plus $0.30 |
PayPal Payouts
Send payments to businesses in 96 countries and 24 currencies.. Learn more on this page.
| Domestic transactions | International transactions |
|---|---|
| 2% A maximum fee of 1.25 AUD |
2% A maximum fee of 60.00 AUD |
Micropayments
These are payments under $12. Learn more on this page.
| Type | Domestic Transactions | International Transactions |
|---|---|---|
| Non-digital goods | 5% + $0.05 | 5.5% + $0.05 |
| Digital goods | 5% + $0.05 | 6% + $0.05 |
PayPal consumer fees
Buying with PayPal
You don't have to pay any extra fees for purchasing something through PayPal. The merchant bears the cost.
Receiving donations
Standard
| In Australia | Outside Australia |
|---|---|
| 2.6% plus $0.30 | 3.6% plus $0.30 |
QR code
| Transaction amount | In Australia | Outside Australia |
|---|---|---|
| $10.01 and above | 0.9% plus $0.10 | 1.9% plus $0.10 |
| $10.00 and below | 1.4% plus $0.05 | |
Sending money
| To | In Australia | Outside Australia |
|---|---|---|
| PayPal balance or a bank account | 0% | 5% A minimum fee of 0.99 AUD A maximum fee of 5.99 AUD |
| Cards | 2.90% plus $0.30 | 7.90% plus $0.30 A minimum fee of 0.99 AUD A maximum fee of 5.99 AUD |
Receiving money
There is no fee for receiving money. The sender will bear the cost if there is any.
Withdrawals out of PayPal
It might be better to spend the money than withdrawing it to your bank account or card.
| Withdrawal/Transfer to | Rate |
|---|---|
| Bank account | 3% A minimum fee of 0.25 AUD A maximum fee of 10.00 AUD |
| Cards | 1.5% A minimum fee of 0.25 AUD A maximum fee of 10.00 AUD |
FAQs
How do I calculate PayPal fees?
The standard commercial fee is 2.6% plus 30¢. If the transaction is $100, the PayPal fee will be ($100 x 0.026) + $0.30 = $2.90
How much does it cost to send $1000 on PayPal?
If it is funded by PayPal balance or a bank account, there is no charge for domestic transactions. If it is funded by a card, PayPal will take $26.30.
How do I avoid PayPal fees when sending money?
Just remember to fund the money with either your PayPal balance or bank account. If it is funded by a card, there is a 2.6% PayPal fee.