Canada PayPal Fees Structure
PayPal Canada charges a different fee (percentage and plus charge) depending on where you received your fund from. For example, if the transaction is from United States and the currency is USD, PayPal will charge 3.7% plus $0.30 USD (yes, they will charge you in USD!).
All products/solutions PayPal provides have local and international charge. Some products have a different fee for US transaction and transaction for other countries.
Example, if you are using the standard PayPal checkout and got paid by an Canadaian buyer, you will be charged 2.9% plus fixed fee.
If you got paid by a US buyer, you will be charged 2.7% plus fixed fee.
If you got paid by a buyer from other countries, you will be charged 3.9% plus fixed fee.
For more information on PayPal Canada fees, check out PayPal Canada’s website.
PayPal CA merchant fees
Commercial transactions
Commercial
| Domestic transactions |
US transactions |
International transactions |
| 2.9% + $0.30 CAD |
3.7% + $0.30 CAD |
3.9% + $0.30 CAD |
QR code – $10.01 and above
| Domestic transactions |
US transactions |
International transactions |
| 1.9% + $0.10 CAD |
2.7% + $0.10 CAD |
2.9% + $0.10 CAD |
QR code – $10.00 and below
| Domestic transactions |
US transactions |
International transactions |
| 2.4% + $0.05 CAD |
3.2% + $0.05 CAD |
3.4% + $0.05 CAD |
Receiving donations
| Domestic transactions |
US transactions |
International transactions |
| 2.9% + $0.30 CAD |
3.7% + $0.30 CAD |
3.9% + $0.30 CAD |
Charity
| Domestic transactions |
US transactions |
International transactions |
| 1.6% + $0.30 CAD |
2.4% + $0.30 CAD |
2.6% + $0.30 CAD |
Micropayments
| Domestic transactions |
International transactions |
| 5% + $0.05 CAD |
6% + $0.05 CAD |
PayPal Here
Keyed
| Domestic transactions |
International transactions |
| 3.5% + $0.15 CAD |
4.5% + $0.15 CAD |
PayPal (In Store) & Swiped
| Domestic transactions |
International transactions |
| 2.7% |
3.7% |
PayPal CA consumer fees
Buying with PayPal
It’s free to buy with PayPal.
Receiving donations
Standard
| Domestic transactions |
US transactions |
International transactions |
| 2.9% + $0.30 CAD |
3.7% + $0.30 CAD |
3.9% + $0.30 CAD |
QR code – $10.01 and above
| Domestic transactions |
US transactions |
International transactions |
| 1.9% + $0.10 CAD |
2.7% + $0.10 CAD |
2.9% + $0.10 CAD |
QR code – $10.00 and below
| Domestic transactions |
US transactions |
International transactions |
| 2.4% + $0.05 CAD |
3.2% + $0.05 CAD |
3.4% + $0.05 CAD |
Sending money
PayPal balance or a bank account
| Domestic transactions |
Europe I, Europe II, Northern Europe, and United States transactions |
International transactions |
| 0% |
$2.99 CAD |
$4.99 CAD |
Cards
| Domestic transactions |
Europe I, Europe II, Northern Europe, and United States transactions |
International transactions |
| 2.9% + $0.30 CAD |
2.9% + $2.99 CAD + $0.30 CAD |
2.9% + $4.99 CAD + $0.30 CAD |
Withdrawals to bank account
| Transaction type |
Rate |
| Standard |
0% |
| Instant |
1.75% |
