🇺🇸 US PayPal Fee Calculator

Calculate PayPal fees & profit in the United States!

Up-to-date as of Mar 25 2021

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USA PayPal Fees Structure

Like any other payment processing system, PayPal serves both the buyers and sellers. Buyers refer to the customers or consumers while sellers refer to the merchants or service providers. Since there is no cost for consumers to use PayPal, PayPal makes money primarily by processing customer transactions through millions of merchants.

PayPal offers both online and point-of-sale products. Each charges different fees, which will be explained in depth below.
The standard fee for business starts from 2.9% plus 30¢ per transaction, while a non-profit organisation is charged less, starting from 2.9% plus 30¢ per transaction.

For example, if a buyer pay $100 for an order, PayPal will take ($100 x 0.029) + $0.30 = $3.20 and the merchant will receive $100 - $3.20 = $96.80
In the case of a charity transaction, PayPal will take a lower cut of ($100 x 0.022) + $0.30 = $2.50 and the nonprofit will receive $100 - $2.50 = $97.50

PayPal no longer offers further discounts based on your monthly transaction amount. No matter whether you sell $10 or $100,000, you will pay the same percentage plus fixed fee.

For more information on PayPal fees, check out PayPal US website.

Note that it is generally free to transfer money to your friends and family through PayPal as long as:

  1. the sending and receiving currency are the same.
  2. both accounts are based in the United States.

Standard Online Transaction Fees

This is the most common PayPal transaction, which also includes PayPal Website Payments Pro.
Each transaction costs 2.9% + $0.30 of the total selling price. For international transaction, PayPal charge 4.4% + $0.30.

If the payment is not in USD, the fixed fee will vary based on the currency.

For more information, please refer to PayPal Payment Methods in United States.

For-profits

Domestic Sales International Sales
2.9% + $0.30 4.4% + $0.30

Nonprofits

If you are verified as a charitable 501(c)(3) organization, there are further discounts.

Domestic Sales International Sales
2.2% + $0.30 3.7% + $0.30

Fixed fee of different currencies

We try to keep the following chart up-to-date but it is always changing so please also refer to PayPal US Fixed fee for standard transactions.

Currency Fee
Australian Dollar 0.30 AUD
Brazilian Real 0.60 BRL
Canadian Dollar 0.30 CAD
Czech Koruna 10.00 CZK
Danish Krone 2.60 DKK
Euro 0.35 EUR
Hong Kong Dollar 2.35 HKD
Hungarian Forint 90 HUF
Israeli Shekel 1.20 ILS
Japanese Yen 40 JPY
Mexican Peso 4.00 MXN
Malaysian Ringgit 2.00 MYR
New Zealand Dollar 0.45 NZD
Norwegian Krone 2.80 NOK
Philippine Peso 15.00 PHP
Polish Zloty 1.35 PLN
Russian Ruble 10 RUB
Singapore Dollar 0.50 SGD
Swedish Krona 3.25 SEK
Swiss Franc 0.55 CHF
Taiwan New Dollar 10.00 TWD
Thai Baht 11.00 THB
U.K. Pounds Sterling 0.20 GBP

Micropayments

If your transactions are less than $10 and you qualified for Micropayments.

Domestic Sales International Sales
5% + $0.05 6.5% + $0.05

Fixed fee of different currencies

We try to keep the following chart up-to-date but it is always changing so please also refer to PayPal US Fixed Fees for Micropayments.

Currency Fee
Australian Dollar 0.05 AUD
Brazilian Real 0.10 BRL
Canadian Dollar 0.05 CAD
Czech Koruna 1.67 CZK
Danish Krone 0.43 DKK
Euro 0.05 EUR
Hong Kong Dollar 0.39 HKD
Hungarian Forint 15 HUF
Israeli Shekel 0.20 ILS
Japanese Yen 7 JPY
Mexican Peso 0.55 MXN
Malaysian Ringgit 0.20 MYR
New Zealand Dollar 0.08 NZD
Norwegian Krone 0.47 NOK
Philippine Peso 2.5 PHP
Polish Zloty 0.23 PLN
Russian Ruble 2 RUB
Singapore Dollar 0.08 SGD
Swedish Krona 0.54 SEK
Swiss Franc 0.09 CHF
Taiwan New Dollar 2.00 TWD
Thai Baht 1.80 THB
U.K. Pounds Sterling 0.05 GBP

Virtual Terminal

Virtual Terminal allows you to accept payments over the phone and turn any computer into a credit card terminal.

For more information, please refer to PayPal Virtual Terminal in America.

Domestic Sales International Sales
3.1% + $0.30 4.6% + $0.30

PayPal Here

Similar to Square reader, PayPal Here is the point-of-sale card reader offered to physical store sellers. There are no startup costs, no termination fee, and no monthly fees.

For more information, please refer to PayPal Here in America.

Swiped or Check-in

Domestic Sales International Sales
2.7% 4.2%

Keyed or Scanned

Domestic Sales International Sales
3.50% + $0.15 5% + $0.15

FAQs

How do I calculate PayPal fees?

For standard domestic transaction, PayPal charge 2.9% + $0.30. If you sold your item at $100, PayPal takes $2.90 + $0.30 = $3.20

How much does PayPal take in fees?

Standard (Domestic): 2.9% + $0.30 Standard (International): 4.4% + $0.30 Nonprofit (Domestic): 2.2% + $0.30 Nonprofit (International): 3.7% + $0.30 Micropayments (Domestic): 5% + $0.05 Micropayments (International): 6.5% + $0.05 Virtual Terminal (Domestic): 3.1% + $0.30 Virtual Terminal (International): 4.6% + $0.30 PayPal Here (Domestic): 2.7% PayPal Here (International): 4.2%

What are PayPal fees 2020?

If you're a buyer/customer, there is no charge to you. If you're a seller, there are different fees depending on the product. Standard domestic transaction fee is 2.9% + $0.30.

What are PayPal fees on $100?

There is no charge if you're a buyer. If you're a seller and it's a domestic sales, you get $96.80 and PayPal takes $3.20 (2.9% + $0.30). If it's a international sales, you get $95.30 and PayPal takes $4.70 (4.4% + $0.30).

What fees does PayPal charge?

There is zero fee for PayPal users. PayPal only charge sellers and the fees varies depending on the product. Standard fee (domestic) is 2.9% + $0.30 and standard fee (international) is 4.4% + $0.30. Micropayments (domestic) is 5% + $0.05 and Micropayments (international) is 6.5% + $0.05.