🇬🇧 UK PayPal Fee Calculator

For PayPal merchants & consumers in the United Kingdom!

Up-to-date as of 11 Nov 2021

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How to calculate PayPal UK fees

PayPal offers multiple products for merchants/sellers and consumers/buyers. Different products charge different fees. PayPal usually takes a percentage of the total transaction amount and, sometimes, a fixed transaction fee.

To work out your PayPal fees, use our PayPal fee calculator above.

  1. select whether you're a merchant or consumer
  2. choose the type of transaction
  3. indicate whether it is an international transaction
  4. if you're a merchant, enter your cost

If you sell through PayPal, you will have a better understanding of your profit.
If you're a consumer using PayPal, you will know how to avoid fees by choosing a different transaction method.

Additional rates might incur for international transactions. PayPal group market/region into following:

  • Canada & US
  • Europe I: Austria, Belgium, Channel Islands, Cyprus, Estonia, France (including French Guiana, Guadeloupe, Martinique, Reunion and Mayotte), Germany, Gibraltar, Greece, Ireland, Isle of Man, Italy, Luxembourg, Malta, Monaco, Montenegro, Netherlands, Portugal, San Marino, Slovakia, Slovenia, Spain, United Kingdom, Vatican City State.
  • Europe II: Albania, Andorra, Belarus, Bosnia and Herzegovina, Bulgaria, Croatia, Czech Republic, Georgia, Hungary, Kosovo, Latvia, Liechtenstein, Lithuania, Macedonia, Moldova, Poland, Romania, Russian Federation, Serbia, Switzerland, Ukraine.
  • Northern Europe: Aland Islands, Denmark, Faroe Islands, Finland, Greenland, Iceland, Norway, Sweden.
  • Rest of the world

For more information on PayPal fees, check out their merchant fees or consumer fees.

If the payment is not in GBP, the fixed fee will vary based on the currency.
Cross-border Euro or Swedish Krona payments made between accounts registered in the European Union or European Economic Area (EEA) will be treated as domestic payments.

For more information, please refer to Cross-Border and Currency Conversion Fees in the UK.

PayPal merchant fees

Commercial transaction rates

This is the most common PayPal transaction online. For more information, please refer to PayPal Checkout.

Domestic Europe I
Northern Europe
Canada & US
Europe II
Rest of the world
2.9% plus £0.30 3.4% plus £0.30 4.9% plus £0.30

QR code transaction rates

No need for to handle cash, cards or even a card reader. Your customer just need to scan and go. For more information, please refer to PayPal QR codes.

Transaction amount Domestic Europe I
Northern Europe
Canada & US
Europe II
Rest of the world
£10.01 and above 1.5% plus £0.10 2% plus £0.10 3.5% plus £0.10
£10.00 and below 2% plus £0.05 2.5% plus £0.05 4% plus £0.05

Receiving donation transaction rates

Domestic Europe I
Northern Europe
Canada & US
Europe II
Rest of the world
2.9% plus £0.30 3.4% plus £0.30 4.9% plus £0.30

Charity transaction rates

If you are a charity, parent-teacher association (PTA) or sports club, you can apply for nonprofits status with PayPal to enjoy charity transaction rates.

For more information, please refer to PayPal not-for-profit.

Domestic Europe I
Northern Europe
Canada & US
Europe II
Rest of the world
1.40% plus £0.20 1.90% plus £0.20 3.40% plus £0.20

Alternative Payment Method transaction rates

If you are a charity, parent-teacher association (PTA) or sports club, you can apply for nonprofits status with PayPal to enjoy charity transaction rates.

For more information, please refer to PayPal not-for-profit.

Domestic Europe I
Northern Europe
Canada & US
Europe II
Rest of the world
1.2% plus £0.30 1.7% plus £0.30 3.2% plus £0.30

PayPal Here transaction rates

PayPal Here is basically the mobile card reader PayPal offers to physical store sellers. There are no startup costs, no termination fee, and no monthly fees.

For more information, please refer to PayPal Here.

Blended Pricing rates

Transaction type Card processor Domestic Europe I
Northern Europe
Canada & US
Europe II
Rest of the world
Contactless Visa, MasterCard or Maestro £0.00 - £1500.00: 2.75%
£1500.01 - £6000.00: 1.75%
£6000.01 - £15000.00: 1.5%
Equal to or over £15000.01: 1%
£0.00 - £1500.00: 3.25%
£1500.01 - £6000.00: 2.25%
£6000.01 - £15000.00: 2%
Equal to or over £15000.01: 1.5%
£0.00 - £1500.00: 4.75%
£1500.01 - £6000.00: 3.75%
£6000.01 - £15000.00: 3.5%
Equal to or over £15000.01: 3%
American Express 2.75% 3.25% 4.75%
Keyed or Swiped Any 3.4% 3.9% 5.4%

Blended Pricing charity rates

Transaction type Card processor Domestic Europe I
Northern Europe
Canada & US
Europe II
Rest of the world
Contactless Visa, MasterCard or Maestro £0.00 - £1500.00: 1.5%
£1500.01 - £6000.00: 1.5%
£6000.01 - £15000.00: 1.5%
Equal to or over £15000.01: 1%
£0.00 - £1500.00: 2%
£1500.01 - £6000.00: 2%
£6000.01 - £15000.00: 2%
Equal to or over £15000.01: 1.5%
£0.00 - £1500.00: 3.5%
£1500.01 - £6000.00: 3.5%
£6000.01 - £15000.00: 3.5%
Equal to or over £15000.01: 3%
American Express 2.75% 3.25% 4.75%
Keyed or Swiped Any 3.4% 3.9% 5.4%

Interchange Plus rates

Transaction type Card processor Domestic Europe I
Northern Europe
Canada & US
Europe II
Rest of the world
Contactless Visa, MasterCard or Maestro £0.00 - £1500.00: Interchange fee plus 2.5%
£1500.01 - £6000.00: Interchange fee plus 1.5%
£6000.01 - £15000.00: Interchange fee plus 1.25%
Equal to or over £15000.01: Interchange fee plus 0.75%
£0.00 - £1500.00: Interchange fee plus 3%
£1500.01 - £6000.00: Interchange fee plus 2%
£6000.01 - £15000.00: Interchange fee plus 1.75%
Equal to or over £15000.01: Interchange fee plus 1.25%
£0.00 - £1500.00: Interchange fee plus 4.5%
£1500.01 - £6000.00: Interchange fee plus 3.5%
£6000.01 - £15000.00: Interchange fee plus 3.25%
Equal to or over £15000.01: Interchange fee plus 2.75%
American Express 2.75% 3.25% 4.75%
Keyed or Swiped Visa, MasterCard or Maestro Interchange fee plus 3.15% Interchange fee plus 3.65% Interchange fee plus 5.15%
American Express 3.4% 3.9% 5.4%

Interchange Plus charity rates

Transaction type Card processor Domestic Europe I
Northern Europe
Canada & US
Europe II
Rest of the world
Contactless Visa, MasterCard or Maestro £0.00 - £1500.00: Interchange fee plus 1.25%
£1500.01 - £6000.00: Interchange fee plus 1.25%
£6000.01 - £15000.00: Interchange fee plus 1.25%
Equal to or over £15000.01: Interchange fee plus 0.75%
£0.00 - £1500.00: Interchange fee plus 1.75%
£1500.01 - £6000.00: Interchange fee plus 1.75%
£6000.01 - £15000.00: Interchange fee plus 1.75%
Equal to or over £15000.01: Interchange fee plus 1.25%
£0.00 - £1500.00: Interchange fee plus 3.25%
£1500.01 - £6000.00: Interchange fee plus 3.25%
£6000.01 - £15000.00: Interchange fee plus 3.25%
Equal to or over £15000.01: Interchange fee plus 2.75%
American Express 2.75% 3.25% 4.75%
Keyed or Swiped Visa, MasterCard or Maestro Interchange fee plus 3.15% Interchange fee plus 3.65% Interchange fee plus 5.15%
American Express 3.4% 3.9% 5.4%

Other transaction rates

Domestic Europe I
Northern Europe
Canada & US
Europe II
Rest of the world
£0.00 - £1500.00: 2.75%
£1500.01 - £6000.00: 1.75%
£6000.01 - £15000.00: 1.5%
Equal to or over £15000.01: 1%
£0.00 - £1500.00: 3.25%
£1500.01 - £6000.00: 2.25%
£6000.01 - £15000.00: 2%
Equal to or over £15000.01: 1.5%
£0.00 - £1500.00: 4.75%
£1500.01 - £6000.00: 3.75%
£6000.01 - £15000.00: 3.5%
Equal to or over £15000.01: 3%

Website Payments Pro transaction rates

Website Payments Pro is a fully customisable payments system that integrates into your system. Please refer to PayPal Checkout.

Domestic Europe I
Northern Europe
Canada & US
Europe II
Rest of the world
2.9% plus £0.20 3.4% plus £0.20 4.9% plus £0.20

Virtual Terminal transaction rates

Virtual Terminal is a web application that allows you to accept payments when the customer is not physically present (over the phone, fax, etc). Please refer to PayPal Virtual Terminal faq.

Domestic Europe I
Northern Europe
Canada & US
Europe II
Rest of the world
2.9% plus £0.30 3.4% plus £0.30 4.9% plus £0.30

Micropayments

If your transactions typically average less than £5, you could save money with PayPal Micropayments.

For more information, please refer to PayPal Micropayments.

Domestic Europe I
Northern Europe
Canada & US
Europe II
Rest of the world
5.00% plus £0.05 6.00% plus £0.05

PayPal consumer fees

Buying with PayPal

It is absolutely free to buy using PayPal. No hidden fees.

Buying and selling cryptocurrencies

Discover, buy and sell crypto on PayPal. Please refer to PayPal Crypto for more info.

Transaction amount Rates
1.00 – 24.99 GBP £0.50
25.00 – 100.00 GBP 2.3%
100.01 – 200.00 GBP 2%
200.01 – 1000.00 GBP 1.8%
Equal to or over 1000.01 GBP 1.5%

Receiving donations

Standard

Domestic Europe I
Northern Europe
Canada & US
Europe II
Rest of the world
2.9% plus £0.10 3.4% plus £0.10 4.9% plus £0.10

QR code

Transaction amount Domestic Europe I
Northern Europe
Canada & US
Europe II
Rest of the world
£10.01 and above 1.5% plus £0.10 2% plus £0.10 3.5% plus £0.10
£10.00 and below 2% plus £0.05 2.5% plus £0.05 4% plus £0.05

Sending and receiving money

Action Domestic Europe I
Northern Europe
Canada & US
Europe II
Rest of the world
Sending 0% 5%
Receiving 0%

Withdrawals

Withdraw to Rates
Local bank account
Cards
0%
US bank account 3%

FAQs

How do I calculate PayPal fees?

For standard commerical transaction, PayPal charge 2.9% plus £0.30. If you sold your item at £100, PayPal takes £3.20 (£2.90 plus £0.30). If you want to receive £100, you should ask for £103.29.

How are PayPal fees calculated UK?

PayPal takes a percentage of the total transaction amount plus a fixed fee. The most common merchant commerical fee is 2.9% + 30p.

How much is the PayPal fee for £100?

For domestic commerical transaction, PayPal charges 2.9% plus £0.30. So PayPal takes £2.90 + £0.30 = £3.20. If you want to receive £100, you should ask for £103.29.

How do I receive money through PayPal without fees?

Ask the person who is sending the money to use a personal PayPal account. PayPal doesn't charge transfers between personal accounts.

What are the PayPal customer fees?

There is no charge if you are paying with PayPal.