🇬🇧 UK Stripe Fee Calculator
Calculate Stripe fees & profit in the United Kingdom!
Up-to-date as of 02 Jan 2023
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United Kingdom Stripe Fees Structure
Stripe offers a suite of products depending on your business needs. ‘Payments‘ is the most common way to setup Stripe on your website. You will get access to different features such as accessing payment in various card provider as well as paid add-ons such as 3D secure authentication.
For physical businesses, you can also get their in-person payments named ‘Terminal‘.
Another product, ‘Billing‘, is handy for freelancers or businesses that do recurring invoices to clients.
Standard Payments Fees
| European Cards | Non-European Cards |
|---|---|
| 1.4% + £0.20 | 2.9% + £0.20 |
Billing Fees
| Starter | Scale |
|---|---|
| 0.5% | 0.8% |
Terminal Fees
| European Cards | Non-European Cards |
|---|---|
| 1.4% + £0.10 | 2.9% + £0.10 |
Faqs
How are Stripe fees calculated?
The standard rate is 1.4% + £0.20. If you customer pay £100, Stripe fee is (£100 * 0.014) + £0.20 = £1.60.
What percentage does Stripe take?
Stripe fees are split into 3 categories: Standard, Billing and Terminal.
The rates for Standard payments is 1.4% + £0.20 for European cards and 2.9% + £0.20 for non-European cards.
For Billing payments, it's 0.5% for sellers on the starter plan and 0.8% for those on the scale plan.
Lastly for transactions on Terminal, it's 1.4% + £0.10 for European cards and 2.9% + £0.10 for non-European cards.
Is Stripe cheaper than PayPal?
Stripe is considerably cheaper than PayPal. PayPal charges 2.9% + £0.30 for each standard transaction while Stripe only asks for 1.4% + £0.20. Stripe also gives you further discount if you're a high-volume business.