🇬🇧 UK Stripe Fee Calculator

United Kingdom Stripe Fees Structure

Stripe offers a suite of products depending on your business needs. ‘Payments‘ is the most common way to setup Stripe on your website. You will get access to different features such as accessing payment in various card provider as well as paid add-ons such as 3D secure authentication.

For physical businesses, you can also get their in-person payments named ‘Terminal‘.

Another product, ‘Billing‘, is handy for freelancers or businesses that do recurring invoices to clients.

Standard Payments Fees

Premium cards incur a higher fee compared to standard cards.

Type	Rate
UK cards (Link)	1.2% + £0.20
Standard UK cards	1.5% + £0.20
Premium UK cards	1.9% + £0.20
EU cards	2.5% + £0.20
International cards	3.5% + £0.20

Billing Fees

Starter	Scale
0.5%	0.8%

Terminal Fees

European Cards	Non-European Cards
1.4% + £0.10	2.9% + £0.10

Faqs

How are Stripe fees calculated?

The standard rate is 1.5% + £0.20. If you customer pay £100, Stripe fee is (£100 * 0.015) + £0.20 = £1.70.

What percentage does Stripe take?

The rates for Standard payments is 1.5% + £0.20 for standard UK cards and 2.5% + £0.20 for EU cards.

Is Stripe cheaper than PayPal?

Stripe is considerably cheaper than PayPal. PayPal charges 2.9% + £0.30 for each standard transaction while Stripe only asks for 1.5% + £0.20. Stripe also gives you further discount if you're a high-volume business.