🇩🇪 DE PayPal Fee Calculator

For PayPal merchants & consumers in Germany!

Up-to-date as of 02 Jan 2022

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How to calculate PayPal fees in Germany

PayPal Germany merchant fees used to vary depending on the monthly sales volume but not any more. PayPal usually takes a percentage out of the total transaction amount plus a fixed fee. The rate and fix fee varies depending on the product the merchant enrolled in.

The standard commercial fee is 2.49% plus €0.35 per domestic transaction, while charities are being charged less, starting from 1.5% plus €0.35 per transaction.

For example, if a customer paid €100 for an order, PayPal will take (€100 x 0.0249) + €0.35 = €2.84 and the merchant will receive €100 - €2.90 = €97.10
For a domestic charity transaction, PayPal will take a lower cut of (€100 x 0.015) + €0.35 = €1.85 and the nonprofit will receive €100 - €1.40 = €98.60

There are also additional fees for international transactions.

For PayPal consumers, buying something using PayPal is free as long as you use the same currency (EUR for EUR, etc). Sending and receiving money within Germany is free too.

For more information on PayPal fees, check out the merchant fees page or consumer fees page.

PayPal merchant fees Germany

Commercial transaction fees

This is the most common type of transaction for merchants. For more information, please refer to PayPal DE page.

Payment type Region Transaction rate
Standard Germany
EEA
2.49% plus €0.35
Great Britain 3.78% plus €0.35
USA and Canada 4.48% plus €0.35
Rest of the world 5.48% plus €0.35
QR code
10.01 EUR and above
Germany
EEA
0.5% plus €0.10
Great Britain 1.79% plus €0.10
USA and Canada 2.49% plus €0.10
Rest of the world 3.49% plus €0.10
QR code
10.01 EUR and below
Germany
EEA
1% plus €0.05
Great Britain 2.29% plus €0.05
USA and Canada 2.99% plus €0.05
Rest of the world 3.99% plus €0.05

Donation transaction fees

You can use PayPal to raise funds. For more information, please refer to this page.

Payment type Region Transaction rate
Standard Germany 2.49% plus €0.35
Northern Europe 4.29% plus €0.35
Europe I
Canada and USA
4.49% plus €0.35
Europe II 5.49% plus €0.35
Rest of the world 5.79% plus €0.35
QR code
10.01 EUR and above
Germany
EEA
0.5% plus €0.10
Great Britain 1.79% plus €0.10
USA and Canada 2.49% plus €0.10
Rest of the world 3.49% plus €0.10
QR code
10.01 EUR and below
Germany
EEA
1% plus €0.05
Great Britain 2.29% plus €0.05
USA and Canada 2.99% plus €0.05
Rest of the world 3.99% plus €0.05

Charity transaction fees

You will pay less if you are a registered charity.

Payment type Region Transaction rate
Standard Germany
EEA
1.5% plus €0.35
Great Britain 2.79% plus €0.35
USA and Canada 3.49% plus €0.35
Rest of the world 4.49% plus €0.35
QR code
10.01 EUR and above
Germany
EEA
0.5% plus €0.10
Great Britain 1.79% plus €0.10
USA and Canada 2.49% plus €0.10
Rest of the world 3.49% plus €0.10
QR code
10.01 EUR and below
Germany
EEA
1% plus €0.05
Great Britain 2.29% plus €0.05
USA and Canada 2.99% plus €0.05
Rest of the world 3.99% plus €0.05

Alternative Payment Method

Region Transaction rate
Germany
EEA
2.49% plus €0.35
Great Britain 3.78% plus €0.35
USA and Canada 4.48% plus €0.35
Rest of the world 5.48% plus €0.35

PayPal Online Card Payment Services

Region Transaction rate
Germany
EEA
2.49% plus €0.35
Great Britain 3.78% plus €0.35
USA and Canada 4.48% plus €0.35
Rest of the world 5.48% plus €0.35

PayPal Bulk Payments

In Germany Outside Germany
2%
A maximum fee of 12 EUR
2%
A maximum fee of 70 EUR

Micropayments

In Germany Outside Germany
10% + €0.10 12% + €0.10

PayPal consumer fees Germany

Buying with PayPal

You don't have to pay any extra fees for purchasing something through PayPal. The merchant bears the cost.

Receiving donations

Payment type Region Transaction rate
Standard Germany 2.49% plus €0.35
Northern Europe 4.29% plus €0.35
Europe I
Canada and USA
4.49% plus €0.35
Europe II 5.49% plus €0.35
Rest of the world 5.79% plus €0.35
QR code
10.01 EUR and above
Germany
EEA
0.5% plus €0.10
Great Britain 1.79% plus €0.10
USA and Canada 2.49% plus €0.10
Rest of the world 3.49% plus €0.10
QR code
10.01 EUR and below
Germany
EEA
1% plus €0.05
Great Britain 2.29% plus €0.05
USA and Canada 2.99% plus €0.05
Rest of the world 3.99% plus €0.05

Sending money

PayPal made it easy and free to send money domestically.

In Germany Outside Germany
0% 5%
A minimum fee of 0.99 EUR
A maximum fee of 3.99 EUR

Receiving money

There is no fee for receiving money. The sender will bear the cost if there is any.

Withdrawals out of PayPal

Withdrawal/Transfer to Rate
Local bank account Default
0%

Instant
1%
A minimum fee of 0.25 EUR
A maximum fee of 10.00 EUR
US bank account 3%
Cards 1%
A minimum fee of 0.25 EUR
A maximum fee of 10.00 EUR

FAQs

What fees does PayPal take in Germany?

The standard commercial fee is 2.49% plus €0.35 per domestic transaction and this is charged to the merchant who sold the product/service.

How much is the PayPal fee for €100 in Germany?

The standard commercial fee is 2.49% plus €0.35. So PayPal will take €2.84 and leave you with €97.10

What does PayPal cost for private sellers in Germany?

Private sellers pay the same rates as business sellers, which is 2.49% plus €0.35 per domestic transaction.

Is PayPal free in Germany?

PayPal is free for consumers who use it to pay for goods and services. For merchants selling through PayPal, there are different charges depending on the product enrolled.